Municipalities, School, and Utility Districts

Insurance protection is a significant expense for small towns and cities, public schools, and water districts.  Let our team help tailor your insurance program to cover your municipality, school, or water district at the best value for your insurance dollar.

Whether your current insurance program is written with another commercial insurance company, we can provide you with a comprehensive insurance package at a competitive premium utilizing the specialty carriers that are available to us.

We have a dedicated, professional, and experienced staff that can provide you with the quality service you deserve.

MUNICIPALITIES

  • General Liability/Umbrella
  • Law Enforcement Liability
  • Public Officials Liability
  • Auto Liability & Physical Damage
  • Property/Boiler & Machinery/Business Interruption
  • Inland Marine
  • Crime
  • Bonds
  • Workers Compensation

PUBLIC & PRIVATE SCHOOLS

  • General Liability
  • Public Officials Liability
  • Boiler & Machinery including explosion, contamination, spoilage, and business interruption
  • School Law Enforcement Liability
  • School Violence Response Coverage
  • Property, Inland Marine, Crime
  • Commercial Auto
  • Workers Compensation
  • Umbrella Liability

UTILITY DISTRICTS

  • General Liability including Product Contamination, Product Liability and Failure to Supply
  • Public Officials Liability
  • Boiler & Machinery including explosion, contamination, spoilage, and business interruption
  • School Law Enforcement Liability
  • School Violence Response Coverage
  • Property, Inland Marine, Crime
  • Commercial Auto
  • Workers Compensation
  • Umbrella Liability

We are proud to offer you comprehensive insurance products through these fine companies:

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Every business is unique.

We recommend you contact us to thoroughly review your business needs.

Other types of insurance may be necessary or unique to your particular business. For instance, if you operate a desktop publishing business out of your own home, you may assume that your homeowner's insurance will cover any theft or destruction of computer equipment. Some homeowner's policies may, but others may set a limit on claims for computer equipment that is much less than you have invested.