Long Term Care Insurance    

Approximately 60% of us who reach age 65 will need long term care at some time in our lives — but it's not just a retiree's issue. Statistics show that 40% of people receiving long term care services are working age adults, between the ages of 18 and 64. Would you be prepared for long term care, if you suddenly required it?

Long term care is something you may need if you can no longer perform everyday tasks by yourself. You can receive this care in a variety of settings, including your home, an assisted living facility, an adult day care centers or a hospice facility.

Long term care can be covered completely or in part by long term care insurance. Most plans let you choose the amount of the coverage you want, as well as how and where you want to use your benefits. A comprehensive plan includes benefits for all levels of care, custodial to skilled.

If you have any questions about Long Term Care Insurance, please feel free to contact us.