Renters Insurance

Even though you don't own your own home you have personal property that can be lost to fires, burglaries and even lawsuits. Have you insured your belongings?

The first time most people think about property insurance is with their first home, since it is required by the mortgage company. Although renter's insurance is usually not required, it is just as necessary to have.

If the ceiling in your apartment is damaged by a storm, the ceiling is covered by your landlord. But what about your brand new stereo and TV that was damaged? Also, while the ceiling is being fixed, do you have enough money to immediately find another place to stay? These are the types of things that would be covered by your renters insurance policy.

Renters insurance can help you pay for repairing or replacing personal property that is damaged, destroyed or stolen. It may also cover most lawsuits or claims against you if you are responsible for injuring others or damaging their property.