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Privacy Policy & Terms of Use

On-Line Terms and Conditions

This web site is an information service from United Insurance. By using the web site, you agree to be bound by all of the terms in this Terms and Conditions agreement. United Insurance may change the terms in this Agreement. When the terms are changed, the changes will appear in this document. By using the web site after any change in the Agreement is posted, you agree to be bound by all of the changes as well. You should consult this page each time you access the web site.

Copyright and Limitations on Use

The information available through this web site is the property of United Insurance or its licensors and is protected by copyright and other intellectual property laws. Information received through the web site may be displayed, reformatted and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the information received through the Service to anyone, including but not limited to others in the same company or organization, without the express prior written consent of United Insurance. The web site includes facts, views, opinions and recommendations of individuals and organizations deemed of interest. United Insurance does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations.

Disclaimer of Warranties and Liability

Due to the number of sources from which information on this web site is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such information and the web site. United Insurance and its affiliates, agents and licensors cannot and do not warrant the accuracy, completeness, currentness, noninfringement, merchantability or fitness for a particular purpose of the news and information available through the web site, or the web site itself. Neither United Insurance nor any of its affiliates, agents or licensors shall be liable to you or anyone else for any loss or injury caused in whole or part by its negligence or contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering the web site and any news and information through the web site. In no event will United Insurance, its affiliates, agents or licesors be liable to you or anyone else for any decision made or action taken by you in reliance on such information or for any consequential, special or similar damages, even if advised of the possibility of such damages. You agree that the liability of United Insurance, its affiliates, agents and licensors, if any, arising out of any kind of legal claim (whether in contract, tort or otherwise) in any way connected with the services or the information in the service shall not exceed the amount you paid to United Insurance for use of the service.

United Insurance may discontinue or change the web site, or its availability to you, at any time without notice. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid under applicable law, the remaining provisions will continue in full force and effect. This Agreement, all intellectual property issues, and your rights and obligations shall be governed by the laws of the United States of America and the State of Maine governing contracts wholly entered into and wholly performed within Maine.

Cookie Based Advertising Notice

Third party web sites, including Google, use cookies to serve ads based on a person's past visits to web site pages.

This web site uses cookie-based advertising to deliver ads in the Google Display Network. This means that on other third party web sites you may see ads that are based on the web pages you visited on our web site.

You may opt out of third party vendor use of cookies by visiting the Network Advertising Initiative opt-out web site. Here is the web site address: http://www.networkadvertising.org/choices/