How do you know if you have the proper insurance coverage?  It's not always easy to know.  Here are a few questions you might consider:

  • Will your existing insurance provide proper coverage in the event of a loss?
  • Will it provide for rebuilding of the custom or period features of your home?
  • Will it compensate you for comparable temporary living quarters?
  • Can you cash out and start fresh somewhere else?
  • Will your replacement budget be based on depreciated value instead of today's actual costs?
  • Can it cover the cost of rebuilding in today's building code?
  • Will it cover you in the event of a multi-million dollar lawsuit
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An Important Message
for Homeowners

                                      

An Important Message
for Wealth Managers

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Use our Coverage Comparison to evaluate your existing insurance coverage.  Then consider speaking with us about the benefits of Chubb Personal Insurance and Excess Liability coverage. 

United Insurance is an independent agency, so we understand the differences between insurance policies, terms, and conditions.  We know the questions to ask to design the proper coverage.  We explain each item to avoid surprises if a claim is filed.

To help you determine what coverage is important to you, we've created a comparison between Chubb Personal Insurance and other common programs.  In just a few minutes you can assess your existing coverage.  If you have questions, we are available!Just complete the form and click "Submit".  We will be in touch.  You can also call 1-800-734-2333.

Chubb Personal Insurance (CPI) is the personal lines property and casualty strategic business unit of Chubb & Son, a division of Federal Insurance Company, as manager and/or agent for the insurers of the Chubb Group of Insurance Companies. The coverages described in this literature are not available in all jurisdictions. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued.  Chubb Personal Insurance, P.O. Box 1600, Whitehouse Station, NJ 08889-1600