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If your business is currently covered under a general liability policy with no liability insurance for employment practices, consider these statistics: 60 percent of employers in the U.S. have faced employment-related lawsuits in the last five years, and 40 percent of employment-related lawsuits are filed against employers with fewer than 100 employees.
United Insurance now offers MEMIC Edge with EPLI as a special endorsement to our workers’ compensation policy. Not only do you get the added peace of mind that comes with coverage for employment practice lawsuits, but you also get access to tools that help avoid conflicts in the first place.
EPLI gives you protection against lawsuits resulting from claims of:
• Sexual harassment
• Wrongful discipline or termination
• Negligent evaluation
• Failure to employ or promote
• Breach of employment contract
• Deprivation of career opportunities
• Wrongful infliction of emotional distress
If you find yourself targeted for an employment-related lawsuit, our expert partners will work with you to make sure you have the tools and information you need. And, if necessary, we’ll provide you with our specialized legal defense.