Maine and New Hampshire Umbrella Insurance

Umbrella Insurance, Providing Additional Liability Protection for Homeowners

Most homeowners, auto and watercraft insurance policies have a limit on the amount of personal liability protection they can provide. After all, the purpose of these policies is to insure against the loss of the item – the house, car or boat – not necessarily to protect you from someone who is injured in your house, car or boat, and decides to sue.

If an unfortunate accident should happen on your property, do you have enough liability insurance to cover expenses such as the injured person’s medical bills, rehabilitative therapy, lost wages or legal defense fees should the case go to trial?

Unsure? Don’t wait. Contact a United Insurance agent today and find out. You may even qualify for multi-policy discounts

Umbrella insurance is designed to “kick-in” when the liability coverage in other policies has been exhausted. Unfortunately, too many people learn that those limits can be reached faster than they might think.

After adding up all of the potential medical expenses and legal fees that they could be responsible for, many policyholders discover that these costs can exceed the current liability limits on their homeowners, auto, and watercraft personal insurance policies.

An Inexpensive Solution.

At United Insurance, we’ll work with you discuss your current situation and offer some alternatives. Adding umbrella coverage to an existing home, auto or watercraft policy can provide policyholders with an additional $1-5 million in liability protection with a very small increase in annual costs.

Another benefit of Umbrella insurance is that it provides additional personal liability insurance that travels with you wherever you go – from around the corner to around the world – and it can also provide protection against slander, libel, wrongful eviction, or false arrest.

Having the added protection of a liability umbrella policy is coverage that no one should go without. Contact your United Insurance today to find out how easy and affordable it can be to add umbrella coverage. Multi-policy discounts are often available from many of our carriers.

Click here to print our Umberlla Insurance checklist! 

To learn more, find an office near you or to request a quote, call 1.800.734.2333.